Treasury Yield Curve Research Paper Example | Topics and Well Written Essays - 2000 words

Treasury Yield Curve - Research Paper Example The trailing 12-month U.S. speculative-grade corporate default rate tumbled to 1.7 percent a month ago, the most minimal smallest since March 2008, as per Standard & Poors. The rate, which declined from 2.1 percent in December, will most likely build through the following few months, said Diane Vazza, the leader of S&P's worldwide altered wage research, in an announcement from the credit rating agency why. There were no appraised what does this mean corporate U.S. high-yield defaults in January, making it the sixth month in 14 years without a default. There were 43 U.S. speculative evaluation defaults in the majority of we have full year data 2013 and 47 in 2012, New York-based S&P said.(Summers)you need footnotesThe U.S. default ratio what is the default ratio? declined to 5.2 percent in January from 5.3 percent in the early part of February, over its low since the money related emergency of 5.1 percent in May 2013 what does this mean, S&P said. Distressed bonds are those with yield s no less than 10 rate focuses more than comparable development Treasuries.High-yield, high-risk securities are appraised less than BBB-at S&P and beneath Baa3 by Moody's Investors Service no definitions.Since 2008, the movements of the Federal Reserve have put the U.S. on a way to economic disappointment. To stem the economic slide of the U.S. lodging crumple what is this that initially surfaced in 2005, the Federal Reserve divulged three diverse quantitative maneuvering (QE) exertions.

The Evils Of To Kill A Mockingbird :: essays research papers

Has evil always been around, or did man create it? One could trace evil all the way back to Adam and Eve; however, evil came to them, but it was not in them. When did evil become part of a person? No one knows, but evil has been around for a long time and unfortunately is discovered by everyone. In many great classics in literature evil is at the heart or the theme of the novel, including Harper Lee’s novel To Kill a Mockingbird. This classic book demonstrates the growing up of two children in the South and illustrates the theme of evil by showing how they discover, how they deal, and how they reconcile themselves to the evils they experience. First, the trial of Tom Robinson is an eye-opening experience for Jem and Scout; there they discover hatred, child abuse, and lying. Seeing pure hate is new and strange for Jem and Scout. They know that prejudice does exist, but listening to and watching Bob Ewell during the trial is astounding to them because Bob Ewell abhors all blacks, especially Tom Robinson. Bob’s daughter, Mayella, makes an advance on Tom, which is absolutely unspeakable and shameful at that time. In addition, Bob Ewell’s hate grows (especially for Atticus) because after the trial his reputation and respect is ruined, even though he does not have a high degree of integrity to begin with. Also, through the Jones 2 verdict of the trial, Jem and Scout see the hate in jurors for blacks, for it is obvious that Tom Robinson is innocent. Another new and disturbing element that Jem and Scout discover is child abuse. Having never been hit by Atticus, the children know nothing of physical, mental, emotional, or sexual abuse. However, Mayella Ewell knows too well of these abuses and is a victim of them from her own father. Bob Ewell shows he has no consideration for her by his actions or words, and this is clearly displayed during the trial when he is being asked on the stand, "Are you the father of Mayella Ewell?" (172) His crude reply is, "Well, if I ain’t I can’t do nothing about it now"(172). This shows he has no class or respect, while on the other hand, Jem and Scout are used to seeing the example of their tactful father. Also, during the trial it becomes lucid that Bob Ewell beat Mayella up and not Tom Robinson.

Confidentiality of Health Information Essay

1. Should corrections be date and time stamped? Yes, it is very important to keep track of when changes are made to an individual’s medical records. Any correction made to confidential medical information should be time and date stamped. In addition, the name of the person who makes the changes should be recorded with the time and date change. should there not be a note of who makes changes to the medical record. An example of the negative consequences of not date and time stamping medical records, electronic or otherwise, is that in a court of law, one’s medical records could be inadmissible due to this simple negligence. A medical malpractice case, in which the patient deserves compensation for being diagnosed incorrectly, or not diagnosed at all, could hinge on this incredibly important detail. Whether or not the patient’s medical records was date and time stamped, as well as signed by the individual working on the patient’s electronic medical record. 2. When should the patient be advised of the existence of computerized databases containing medical information about the patient? A patient should be advised of the existence of computerized database containing medical information about the patient , before the patient’s physician releases said information to the entity keeping the computer bases. All medical information must be shared with the patient before any treatments are performed, so that the patient may give their informed consent for the treatment or procedure to be administered. If patients were unaware of the existence of their medical information stored in computerized database, they obviously would not have the knowledge to access their own records, which is highly unprofessional and detrimental to the patient’s health care in the future. According to the American Medical Association (AMA), patients have the right to know where their records are being stored and who has access to them for safety and privacy of the individual. 3. When should the patient be notified of purging of archaic or inaccurate information? States â€Å" procedures for purging the computerized data base of archaic or inaccurate data should be established and the patient and physician should be notified before and after the data has been purged.† It is essential that the patient and physician always know what is going on with their confidential medical records. Care must be taken to make sure that the medical record are never accidently mixed with other computer based record. With technology growing faster than most of us can keep up, most of today information is on computer. Either being stored on a disk, on websites, or even online storage . The American Medical Association (AMA), has issued opinion 5.07 confidentiality for computers. 4. When should the computerized medical database be online to the computer terminal? The computerized medical database is online to the computer terminal only when authorized computer programs requiring the medical data are in use. According to the (AMA ) policy, External individuals or organizations should not have online access to these computerized database. containing identifiable data from medical records patient. Access should be controlled through security measures. Some examples of these are encryption of the file, password to gain access to the file, or other user identification. In addition, leaving a terminal online to the database when it is not necessary can make it easier for hackers to get into the system. 5. When the computer service bureau destroys or erases records, should the erasure be verified by the bureau to the physician? I believe that when the computer services bureau destroys or erases the record, the physician should be notified in writing that it has taken place. Before records can be destroyed or erased the bureau has to establish that the physician has another copy, of some form, in his possession. The patient and the physician have the right to know any little alteration on any record. This will help in knowing what information has been erased and what significance it has as far as patient’s medical process is concerned. 6. Should individuals and organizations with access to the database be identified to the patient? Yes, all individuals and organizations with some form of access to the computerized databases, and the level of access permitted should be specifically identified in advance. Full disclosure of this information to the patients is necessary in obtaining consent to treatment. patient data should be assigned a security level appropriate for the data’s degree of sensitivity, which should be used to control who has access to the information. The patient has the right to know who have an access to his/her information and why. This will for the respect of the patient’s right to privacy and confidentiality. 7. Does the AMA ethics opinion mention encryption as a technique for security? Yes, the computerized data systems have a compromising information security. The (AMA) opinion is that â€Å" there should be controlled access to the computerized database via security procedures such as encryption (encoding), passwords, and other user identification including scan able badges†. Confidentiality agreements should be made with other healthcare professional whom the office networks with encryption is recommended if the network entails public channel of communication such a radio waves, telephone wires, and microwaves. This will increase the changes of information confidentiality. 8. In regard to electronic medical record (EMR), what is the policy for disclosing authorized data requested by third parties? The patient must give consent in writing authorization for disclosing any information about his/her medical record. the individual or groups requesting the data required to obtain the expressed consent of the patient. The dissemination of confidentiality medical data should be limited to only those individuals or agencies with a bona fide use of the data. As well as the fact that, the third parties receiving the Electronic – PHI , do not have the authorization to disclose the information to additional sources. Then , the database should disclose the least amount of E-PHI possible to serve the purpose , while also limiting the period of its use. Finally, the policy for disclosing the E-PHI is clear, the database must acquire consent for the dissemination of the least amount of information possible , the database must maintain the patient’s confidentiality, and, the third parties receiving the data may not disclose the data to any other organization or individual. American Medical Association, (AMA) opinion 5.07. REFERENTS: www.ama-assn.org/ Search box type, opinion 5.07 www.ahima.org/ www.ama-assn.org/ama/category

Athletic Footwear Industry Analysis - 13423 Words

Athletic Footwear Industry Analysis Group #1 TABLE OF CONTENTS SECTION PAGE Table of Contents 2 Industry Analysis 3 Nike Firm Analysis – 9 Adidas Firm Analysis – 15 Asics Firm Analysis – 21 Puma Firm Analysis – 27 Mizuno Firm Analysis – 33 New Balance Firm Analysis – 39 Skechers Firm Analysis – 45 I. Industry Definition The athletic footwear industry includes all producers of shoes designed in an athletic style or for an athletic use. We define the active footwear industry as an industry that manufactures shoes for active lifestyles. The primary focus of this analysis is on the United States market as it represents roughly 32% of the overall footwear market (PRWeb,†¦show more content†¦In this industry, the Power of Buyers is low to moderate. It is considered low because athletic shoe producers have two sets of customers, direct consumers and intermediate consumers creating very low buyer concentration. Their intermediate consumers include a variety of stores from discounts stores, sporting goods stores and department stores. Due to the large size of the athletic shoe producers, the majority of intermediate consumers have very little negotiating ability and thus low power, allowing the athletic footwear firms the ability to earn an increase in profits by selling to intermediate consumers at full price. Some intermediate consumers such as large department stores and large sporting goods stores would have the size to be able to leverage some power over the athletic shoe producers giving them moderate power. The industry’s members reach direct consumers through vertically integrated self-operated brick and mortar retail stores as well as through online firms. Direct buyers have moderate power over the athletic shoe producers since there are no switching costs to go between brands. However, athletic footwear is strategically important to people if they are either athletes or people wanting to participate in high performance fitness activities, therefore giving them low power since they depend on the product to fill aShow MoreRelatedMercury Athletic Case Essay1453 Words   |  6 PagesExecutive Summary The footwear industry is highly competitive industry with fairly stable profit margins. Active Gear is a profitable firm in the industry; however Active Gear is a smaller firm than many other competitors and its small size is becoming a competitive disadvantage. The rise of large retailers has also endangered Active Gear’s growth. Mercury Athletic Footwear designs and distributes athletic and casual footwear dominantly to the youth market. Mercury competes in four main productRead MoreRyka, Inc.: Lightweight Athletic Shoes for Women995 Words   |  4 Pages( Ryka, INC.: Lightweight Athletic Shoes for Women Business and Industry Analysis ) Ryka is doing business of athletic shoes for women, which are made on the shape of a woman’s foot, and are designed and developed considering women’s unique fit needs. It is the only athletic footwear company, which is exclusively for women, by women, and now supporting women. Because a woman’s needs in a comfortable, attractive, high performance athletic shoes that are attractive, comfortable, and well suitedRead MoreMarketing Analysis : Products And Services1616 Words   |  7 PagesProducts and Services Today, Easy Run produces approximately one million pairs of athletic shoes annually. All sports footwear are categorized under the brand of Easy Run, including running, training, walking, hiking, baseball, basketball, tennis, golf, and soccer. Work shoes, sandals, boots, and casual styles are available through the company’s Easy Life brand, which joined the Easy Run’s family in 2011. The company launched its unique custom-made running shoes service in 2012 and customers couldRead MoreMercury Athletic Footwear Essay examples999 Words   |  4 Pagesï » ¿ Mercury Athletic Case Nicholas Thebeau, Student ID 50927830 Presented to: Professor Kevin Wall West Coast Fashions, Inc. (WCF), a large designer and marketer of men’s and women’s branded apparel recently announced plans for a strategic reorganization. Active Gear, Inc. (AG), a privately held footwear company, was contemplating an acquisition opportunity. John Liedtke, the head of business development for AG, was interested in a WCF subsidiary. The subsidiary that Liedtke and AG intended toRead MoreAnalysis of Nike by Porter Five Forces Model1430 Words   |  6 PagesFamily name Bao First name Cheng ( Steven ) Title: The analysis of Nike in athletic footwear market based on porter’s Five forces model 1. Introduction One and a half months ago, the biggest athletic event in the world  ultimately drew its curtains after a pitched one-month-long battle, which saw thirty-two teams vying for the roll of honor of being crowned the final kings of football – the World Champions – and earn bragging rights for four years at least. It was not onlyRead MoreNike, Clothing, Fashion Accessory, Foot Wear, Sports Equipment824 Words   |  4 PagesA. Introduction Company Name: Nike, Inc. Industry: Clothing, Fashion Accessory, Foot Wear, Sports Equipment Internet address: www.nike.com Primary SIC code: 3021 - Rubber and Plastics Footwear Primary NAICS Code: 316210 - Footwear Manufacturing Major Products and Services: 1. Nikes major products are; athletic shoes and apparel for soccer, basketball, tennis, football, Running, golf, the Jordan brand, Men’s Training, Women’s Training, Action Sports. 2. Equipment: Nike produces sporting equipmentRead MoreReebok Swot1574 Words   |  7 PagesReebok (subsidiary of Adidas) â€Å"EasyTone† fitness shoe as an individual product - that might in turn affect its marketing strategy and sales. Opportunities SPONSORSHIP AGREEMENTS Adidas has secured sponsorship agreements with many National Athletic leagues that have increased the company’s visibility to the globe. For example, Adidas is Official Sponsor of the Women’s World Cup 1999 in the USA, promoting its position as the number one soccer brand. This tactic provides exposure and steadyRead MoreThe Global Athletic Footwear Market Essay1101 Words   |  5 Pages International Marketing By Name Course Instructor Institution Location Date â€Æ' International Marketing Introduction The global athletic footwear market has a lot of potential and there are expectations that it will continue to grow. This is the reason behind the firm’s decision to focus on the global market rather than the country markets. With the global market in mind, it is then essential to create a strategy that will enable the firm attract customers regardless of their geographicalRead MoreEssay on Nike Marketing Plan1729 Words   |  7 PagesGlobal marketer of footwear, apparel, equipment and accessory products - Offers footwear and products to sports such as tennis,golf, baseball, football, bicycling, volleyball, wrestling, cheerleading, aquatic activities, hiking, outdoor activities and other athletic and recreational activities -Nike is the number 1 distributor of althletic footwear bringing in 20 Billion in 2011 -materials Nike flywire, Current Marketing Situation: Segmentation: - Nike athletic footwear line segments to anyoneRead MoreMarketing Analysis : Athletic Footwear Purchases1312 Words   |  6 Pages†¢ Customer analysis: This includes all potential customers. Include demographic, psychographic (if applicable), technographic, etc. information about your customers. How many are there? How did you come up with this number? Demographics 12 month Distribution of athletic footwear purchases by age in the U.S. in 2014 Chart 1: Source (Statista, 2015) Athletic footwear purchases by gender in the U.S. from 2007 to 2014* Chart 2: Source (Statista, 2015). Consumer purchases of sports footwear